As the shortage of skilled workers continues to grow, many individuals are considering ways to improve their pension plans. Three professionals share why they have chosen to continue working past the age of retirement at AHV (Age and Health Insurance Validation).
Maurizio Fedi, a former fitter at Burckhardt Compression, made the transition to a retirement contract at the age of 65. He now works two days a week based on actual work needs, providing flexibility for both himself and the company. This arrangement benefits everyone involved, as Fedi is able to utilize his expertise while still enjoying some free time.
Ulrich Brunner originally planned to retire at the age of 64 but ultimately decided to downshift his workload to 80% instead. He cited his desire to continue working, support his spouse’s retirement timetable, and manage tax implications as reasons for his decision. Migros Lucerne offers flexible retirement options that encourage dialogues between employees and supervisors about late retirement possibilities based on individual needs.
Silvia Müller, an HR specialist at Novartis, chose to work full-time at AHV age in order to continue contributing to her AHV pension and enjoy social interaction and knowledge sharing. While tax implications and retirement planning are important considerations, personal preferences and financial needs ultimately guide decisions about working past retirement age.
As society shifts towards late retirement planning and sustainable pension provision, individuals must balance their personal desires, financial situations, and societal pressures when deciding whether or not to continue working in retirement. Companies are recognizing the value of experienced employees who choose to work beyond traditional retirement age by offering more flexible models for retirees such as pensioner pools, partial retirement, and specialized job platforms. The AHV 21 reform will take effect from 2024 and provide even more flexibility in retirement options but also requires careful consideration of the consequences.
In conclusion, continuing to work past the age of retirement can provide numerous benefits for individuals including financial stability
